Find perks hiding in your phone plan or credit card

Your phone plan or card may include extras like streaming or cloud storage. Here's how to check, and how to spot fake perk offers.

⏱ About 10 minutes · 4 steps · ▶ 1:14 video
What you'll need
  • Your phone carrier account
  • Your credit card's app or website

Official links

These open the real sites in a new tab. Checked October 2026.

Who qualifies

Customers of a phone carrier or credit card. What you get depends on your exact plan or card.

What you get

Sometimes streaming, cloud storage or purchase protection you already pay for.

After the free part

Some perks are included; others are paid add-ons (Verizon sells perks for a monthly fee). Some free perks turn into paid subscriptions later.

Find perks you already pay for: Open your carrier's or card's official app; Look for Perks, Benefits or Offers; Activate only what you'll use; Note the end date in your calendar

  1. Check your phone plan

    Sign in to your carrier's official app or website and look for your plan details or a section called perks, benefits or extras. Some plans include streaming services or cloud storage; it depends on your plan.

  2. Check your credit card

    Open your card's official app or website and look for benefits or offers. Your card's benefits guide lists things like purchase protection or extended warranties.

  3. Turn on what you'd use

    Some perks must be activated before they start. Note the end date; some perks turn into paid subscriptions later.

  4. Spot fake perk offers

    ⚠️ Careful: A text or call saying you've earned a reward and need to "verify" your card number or a code is a scam. Your carrier and card company already have your details. Real free programs never ask for your card or bank details to give you something free, never pressure you with a countdown, and never come from a random text, pop-up or caller. Go to the official website yourself instead of tapping a link.
⚠️ Watch out for look-alike sites

The real addresses are verizon.com, t-mobile.com, att.com. Type it yourself or use the buttons above. Fake sites use names like verizon-rewards-claim.com, tmobile-loyalty-gift.net (examples only, do not visit). A real free program never asks for your card or bank details to “unlock” it.

Why we trust this: Perk pages are the carriers' own; scam tips from the FTC, checked October 2026.

🎉 All done! You may already be paying for perks you aren't using. Check once a year.

Related game: Scam or Legit?. Related explainer: What is phishing, and how do I spot it? .

Official help pages

Steps checked against these pages in October 2026. If a button looks different, look for a similar label.